Book of business

Book of business reporting software for the whole agency

Pull every carrier’s book of business over SFTP, match each policy to the writing agent by NPN, and roll active premium, product mix, and status up your hierarchy, so the agency, every manager, and every downline agent read from the same numbers.

An agency’s book of business is its most valuable asset, the foundation of any book of business valuation, yet for most agencies it lives in a dozen carrier portals and a spreadsheet that is stale the day it is downloaded. Nobody can answer a simple question without a week of manual export and cleanup: how many lives are in force this month, which product lines are growing, which agents are carrying the book.

AgencyGrid makes the book a live report. Carrier files arrive through carrier SFTP integration, get normalized into one schema, and are matched to the writing agent by NPN, so in-force counts, active premium, and product mix are always current. Every level of the org, from the principal down to a single LOA agent, sees the same book, sliced to what they are allowed to see.

What a book of business report actually shows

A real book-of-business report is more than a policy list. It states, for any point in time, how many policies are in force, how much annualized premium they represent, how the book splits across product lines and carriers, and who wrote each piece of it. From that base you can measure growth, concentration, and churn through policy persistency reporting.

AgencyGrid assembles that view from the raw carrier files themselves, not from hand-keyed summaries. Because every policy carries its effective date, status, premium, product, and writing NPN, the same dataset answers questions about lives, premium, and production without a separate export for each, including season views like Medicare AEP reporting for shops that live on the enrollment calendar.

  • In-force lives and annualized premium, as of any date
  • Product and carrier mix across Medicare, life, and health
  • Writing agent and upline attribution on every policy

One book, every level of the hierarchy

The same policy matters to several people at once: the agent who wrote it, the managers above them, and the agency that owns the contract. AgencyGrid rolls each policy up the hierarchy path so a manager sees their whole team’s book and the principal sees the entire organization, while an individual agent sees only their own.

Because the rollup follows a live org chart, moving or promoting an agent re-parents their book instantly. There is no quarterly re-slicing exercise. The numbers reorganize themselves the moment the hierarchy changes.

Built on the carrier feed, not manual entry

The reason agency books go stale is that keeping them current is manual. AgencyGrid removes the keying entirely: a scheduled worker pulls each carrier’s book file, maps its columns, with AI-assisted suggestions for unfamiliar layouts, dedupes it against prior loads, and files the raw source in encrypted object storage for audit.

What you review is the finished book, refreshed on the carrier’s cadence, with every underlying file retained and traceable.

  • Scheduled SFTP pulls per carrier, no portal logins
  • AI-assisted column mapping for new file layouts
  • Raw files retained in encrypted R2 storage for audit
Why agencies choose AgencyGrid

The whole book, always current

One normalized book

Every carrier’s file mapped into a single schema of policy, premium, product, and status.

Rolled up the hierarchy

Each policy attributed to its writing agent and cascaded to every upline above them.

  • Manager and principal views
  • Per-agent book on demand

Refreshed automatically

Books pull from carrier SFTP on schedule. No exports, no portal logins.

Secure and multi-tenant

Carrier credentials encrypted at rest; every query scoped to your org.

FAQ

Common questions

What is book of business reporting software?

It is software that consolidates the policy files a carrier produces into a single, current view of an agency’s book: in-force lives, annualized premium, product and carrier mix, and writing-agent attribution. AgencyGrid builds that view straight from carrier SFTP feeds and rolls it up the agency hierarchy.

Where does AgencyGrid get the book data?

From the carriers themselves. A scheduled worker connects to each carrier’s SFTP, downloads the book-of-business file, normalizes and dedupes it, and matches every row to the writing agent by NPN, so the book reflects the carrier’s own records rather than manual entry.

Can each agent see only their own book?

Yes. AgencyGrid scopes every view to the hierarchy. A writing agent sees their own policies, a manager sees their downline’s combined book, and the principal sees the whole organization, all from the same underlying data.

Which product lines does it cover?

Any line a carrier delivers over SFTP, including Medicare Advantage, Med Supp, and PDP, plus term life, final expense, and ACA health. AgencyGrid is carrier- and product-agnostic; new layouts are handled with AI-assisted column mapping.

See your whole book on one grid

Connect a carrier feed and watch your in-force book assemble itself, current and attributed.