Track high-volume final expense production across every carrier, watch persistency and chargebacks closely, and settle agent payouts cleanly, even at telesales scale.
Final expense is a volume game with thin margins and real chargeback risk. Agencies write large numbers of small policies across many carriers, advance commissions, and then live or die by persistency, because lapses inside the advance period claw money straight back out of the agency.
AgencyGrid is built for that reality. Its insurance commission tracking software ingests every carrier’s files automatically, tracks production and chargebacks at volume, and settles downline payouts precisely, so you always know your true, net-of-chargeback position.
A busy final expense shop can write more policies in a week than a spreadsheet can track in a month. AgencyGrid ingests every carrier statement on schedule, dedupes it so re-runs never double-count, matches each policy to the writing agent by NPN, and rolls it all up, no matter the volume.
Because commissions are often advanced, an early lapse becomes a chargeback against the agency and the writing agent. AgencyGrid surfaces charged-back policies with the reason, tracks policy persistency across the book, and factors chargebacks into 1099 and LOA agent payouts, so you settle on net production rather than paying out money you are about to lose back.
Every carrier file pulled and loaded on schedule, at telesales scale.
Charged-back policies flagged with the reason and factored into payouts.
See retention and lapse across the book before it hits your bottom line.
1099 and LOA payouts settled on net production, chargebacks included.
It helps a final expense agency track high-volume, multi-carrier production, monitor persistency and chargebacks, and settle downline payouts. AgencyGrid automates ingestion, attribution, and settlement so you always know your net position.
AgencyGrid flags charged-back policies with the carrier’s reason and factors them into agent payouts, so you settle on net production instead of paying out advances you are about to lose back.
Yes. It ingests carrier files on schedule with content-addressed dedupe and NPN matching across large rosters, so volume does not break your reporting.
Yes. AgencyGrid tracks retention and lapse across the book, which is critical in final expense where early lapses inside the advance period create chargebacks.
See production, persistency, and chargebacks across every carrier on one grid.